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clianing-insurance

Cleaning industry takes up a big proportion of all businesses in Sydney, making it important, competitive, and profitable source of income. Evolved in separate categories, cleaning business can be classified into 4 categories based on what services are provided.

  1. Residential cleaning
  2. Commercial cleaning
  3. Vehicles and transportation cleaning
  4. Specialized cleaning

Residential cleaning entails general home cleaning, floor cleaning, cleaning of drains, vents, dryers, pools, etc.

Commercial cleaning services involve cleaning of offices, office buildings, foreclosed homes, rentals property, and other real estate premises.

Vehicles and transportation cleaning services include car detailing services, RV cleaning, and private jet cleaning.

Specialized cleaning entails cleaning of expensive glass works, carpets, upholstery, etc.

These services may be provided by,

  1. A sole trader
  2. The cleaning business
  3. The cleaning franchise
  4. The cleaning agency

What is common among all the services are the risks and hazards that are involved.

  1. Damage to client’s property
  2. Third-party physical injury
  3. Equipment damage
  4. Chemical exposure
  5. Employee injury due to occupation

Under Australia’s Workplace Health and Safety Act 1995, it is essential to ensure the health and safety of the workers, staff, customers, and the visitors. While, most businesses take good care, elimination of all risks and hazards is impossible. Therefore, cleaning business requires strong risk management with the help of insurances.

Some basic and important cleaning insurance sydney are,

  1. Public liability insurance
  2. Worker’s compensation insurance
  3. Legal liability insurance
  4. Burglary insurance
  5. Business interruption insurance
  6. Business vehicle insurance
  7. Life and health insurance
  8. Income protection insurance
  9. Fire, storm and tempest insurance
  10. Engineer equipment insurance

 

Australian government guidelines also provide some effective options to control the level of risks posed at the workplace.

  1. Avoiding manual handling wherever possible
  2. Usage of mechanical equipments wherever possible
  3. Redesigning the workplace layout, processes or equipment
  4. Changing the work practices into more organized ways
  5. Providing proper training to workers to perform their tasks
  6. Provide personal protective gear to workers
  7. Minimize moisture build-up on floors
  8. Provide adequate ventilation in workplace
  9. Confirm clients whether first-aid is available
  10. Ensure that it is in worker’s prior knowledge where it is located
  11. Use signs and barricades to signify dangerous or slippery areas
  12. Usage of splash proof and waterproof electrical appliances
  13. Use tested and inspected equipments
  14. Provide appropriate vaccination if necessary
  15. Avoiding the use of perilous cleaning substances wherever possible
  16. Provide copies of MSDS to staff
  17. Consider using specialized safety equipments if workers are working at heights
  18. Ensure that fixed anchoring points are efficient to support the load
  19. Regular training must be provided
  20. Exposure to dust must be avoided with the help of dust masks, moist clothes, etc.

Cleaning business insurances and cleaning risk management are indispensible for all cleaning businesses and must carefully be implemented for a safe and stress-free work environment.

Click @ www.selectinsure.com.au

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